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I grew up in a great neighborhood where families partied, walked their kids, and hung out constantly. Over the years, we grew up as a unit and split up as well. Several families left but the nucleus remained. The fact of the story is that not many people are as lucky to [...]

Once you have gotten your budget aligned, you will start to realize that most of us are living way beyond our means. Obviously, the crisis itself is the larger picture of homeowners, investors, executives, and many more living beyond their needs. I like the simple motto: “If you can’t pay cash, you [...]